Beyond voice and data
Launch mobile wallets with real purchasing power.
Launch mobile wallets with linked debit cards under our banking licences, transforming your telecoms business into a comprehensive financial platform without the regulatory complexity.
In this article
Telecoms operators want to transform their customer relationships beyond voice and data, offering comprehensive financial services through mobile wallets with physical and virtual cards. But launching banking products requires regulatory licences they don't have, compliance expertise they lack, and partnerships that take years to establish.
The challenge
- • No or limited banking licenses or card issuance capabilities.
- • Complex regulatory requirements across multiple financial services authorities.
- • Building financial infrastructure competes with core telecoms investment priorities.
- • Customer financial data flows to banking partners, limiting cross-selling opportunities.
- • Slow time-to-market whilst competitors launch digital financial services.
Our solution
- • Launch mobile wallets with linked debit cards under our banking licences with full telecoms branding
- • Virtual and physical cards (Mastercard) with Apple Pay and Google Pay integration (linked to mobile wallet)
- • Seamless integration with existing USSD, mobile apps, and customer systems.
- • Complete mobile money ecosystem: P2P transfers, bill payments, merchant acceptance
- Plug-in lending & insurance products funded directly from wallets.
Impact
Transform from connectivity provider to comprehensive financial platform. Capture transaction fees, interchange revenue, and financial product margins previously lost to banking partners. Increase customer stickiness through cards and wallets whilst reducing churn. Leverage existing customer base and distribution network for rapid adoption of both mobile and card-based financial services.
Why us
Our regulatory foundation handles compliance complexity for both digital wallets and card issuance whilst you focus on customer acquisition. Purpose-built APIs integrate seamlessly with telecoms infrastructure and billing systems. Established card network relationships mean faster card deployment and competitive interchange rates.
We understand both financial services regulation and telecoms customer behaviour in South Africa - launch comprehensive mobile financial services with cards without diluting focus from your core business.
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