Turn your fast‑growing
Payments provider into a digital merchant bank.
Turn a payment‑acceptance app into a full SME bank account with real‑time sales sweep, supplier pay‑outs and branded expense cards.
In this article
Payment providers want more than transactions, they want to own the entire financial relationship. But traditional banking partnerships mean lost revenue and fragmented experiences. Our platform lets you launch branded accounts and cards in weeks, keeping everything in-house.
The challenge
- • Settlement funds flow to external banks, causing lost data and fee opportunities.
- • Standard next‑day payouts starve cash‑tight SMEs.
- • No regulatory approvals or licences for issuing accounts, cards, or payments at scale.
- • Building compliance from scratch = regulatory nightmares and wasted resources.
Our solution
- • Digital KYC spins up a live business account in hours.
- • Real-time “sales sweep” moves collections into that account every few minutes.
- • Virtual & physical debit or credit cards (Apple/Google Pay-ready) keep the brand top-of-wallet.
- • Batch payment APIs (EFT/instant payments) delivered through one integration.
Impact
Turn settlement costs into profit centres. Keep transaction data where it belongs—with you. Launch financial services that stick, boosting lifetime value whilst reducing churn. Weeks to market, not years.
Why us
We hold the complete GN5, FSP, and NCR licence stack that turns payment platforms into banking providers overnight. Our unified API covers the entire flow, from KYC and account creation to card issuance and real-time payouts, removing years of licensing hurdles and vendor complexity.
Our infrastructure is purpose-built for speed: sub-second authorisations, instant account provisioning, and settlement management that lets merchants access cash in minutes.
We know the South African market inside out, from PayShap and EFT rails to the cash-flow challenges of SMEs. More than a launch partner, we help payment platforms capture fee revenue, keep data in-house, and scale into new financial services with confidence.
More use cases
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