ENTER
South Africa's banking market in months, not years.
Whether launching South Africa's next digital bank or entering a new market, leverage our regulatory and technology infrastructure to launch immediately, build your customer base, and prove market fit without the 2-3 year licensing delay.
In this article
Launching a digital banking offering in South Africa can be a daunting task, often hindered by lengthy licensing processes and intricate regulatory frameworks. Our innovative platform simplifies this journey, offering a robust regulatory framework and operational support that allows you to hit the ground running. Focus on acquiring customers while we manage the complexities of compliance and infrastructure.
The challenge
- • Banking licence applications take 2-3 years with no guarantee of approval.
- • International banks face unfamiliar regulatory requirements for market entry.
- • Millions in upfront costs before serving a single customer.
- • Complex compliance requirements across multiple regulatory bodies.
- • No existing relationships with local payment rails, card networks, or regulators.
- • Proving market viability without the ability to operate.
Our solution
- • Launch immediately under our established GN5, FSP, and NCR licences.
- • White-label digital banking platform with full brand customisation.
- • Instant market entry through our regulatory relationships and local expertise.
- • Complete customer onboarding with digital KYC and real-time account opening.
- • Plug-and-play APIs to launch bank accounts or wallets, or cards.
- • White-label virtual & physical cards ready for Apple/Google Pay.
- • Local EFT, RTC, debit orders, and 3DS secured payments.
Impact
Enter the South African market in months, not years. Build customer base and prove concept whilst navigating your own licensing journey. Generate revenue immediately rather than burning capital on regulatory delays. Leverage local market intelligence to refine your offering before major infrastructure investment.
Why us
Our licence stack becomes your market entry vehicle, whether you're a startup or global bank. Deep South African regulatory relationships spanning SARB, NCR, and FIC ensure smooth operations.
We understand local customer preferences, payment behaviours, and competitive dynamics that determine success. Focus on winning customers whilst we handle compliance, infrastructure, and regulatory complexity..
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