BANKING AS A SERVICE
The infrastructure for
the future of banking
Embed accounts, cards, and payments directly into your product. SAVA’s Banking-as-a-Service infrastructure and licences helps you launch your product in weeks and not years.
What we offer to our current clients
Flutterwave, Africa’s $3B fintech giant serving 1M+ businesses which has clients that include MTN, Uber and Microsoft, has partnered with SAVA to power their card programme, bank accounts, and provide complex payment orchestration to their various enterprise clients.
Happy Pay is a rising South African BNPL platform serving major retailers like Ackermans, Crocs, Edgars, Tekkie Town and more. Through SAVA, they are powering a virtual card programme to deliver seamless in-store payments for their customers.
IDH, a global foundation headquartered in the Netherlands, supports over 500 African SMEs in sustainable agriculture and has helped deploy more than $50M in funding. IDH now partners with SAVA to power company bank cards for employee expenses and team spend management.
Carrot Credit has raised $4.2M to reimagine lending. We’re enabling them with the payment infrastructure that turns their customers investments into instant, usable liquidity.
Complete Farmer has raised $15M to transform agriculture in West Africa. We’re enabling them with embedded banking solutions for 500,000 farmers.
Eunifin is empowering gig workers, merchants, and freelancers with better access to finance. We’re enabling them with secure wallets and cards for seamless payments.
Flutterwave, Africa’s $3B fintech giant serving 1M+ businesses which has clients that include MTN, Uber and Microsoft, has partnered with SAVA to power their card programme, bank accounts, and provide complex payment orchestration to their various enterprise clients.
Happy Pay is a rising South African BNPL platform serving major retailers like Ackermans, Crocs, Edgars, Tekkie Town and more. Through SAVA, they are powering a virtual card programme to deliver seamless in-store payments for their customers.
IDH, a global foundation headquartered in the Netherlands, supports over 500 African SMEs in sustainable agriculture and has helped deploy more than $50M in funding. IDH now partners with SAVA to power company bank cards for employee expenses and team spend management.
Carrot Credit has raised $4.2M to reimagine lending. We’re enabling them with the payment infrastructure that turns their customers investments into instant, usable liquidity.
Complete Farmer has raised $15M to transform agriculture in West Africa. We’re enabling them with embedded banking solutions for 500,000 farmers.
Eunifin is empowering gig workers, merchants, and freelancers with better access to finance. We’re enabling them with secure wallets and cards for seamless payments.
Everything you need to build
and scale financial products
SAVA is your partner that covers you at every step, from website and app creation to KYC, Account origination and card issuance.
Card programs
Launch branded physical or virtual cards, and seamlessly integrate them with your platform.

Customised mobile apps & websites
Custom-built apps and websites designed to match your brand and power your product offering.

Compliance management & monitoring
Our products include comprehensive AML screening, transaction monitoring, and regulatory reporting built right into your cards, accounts, and wallets.

Bank accounts & wallets
Provide bank accounts and wallets with complete functionality, from EFT and instant payment, to debit order and VAS.

Mastercard partnership
SAVA is proud to be a strategic partner of Mastercard in Africa, powering businesses through innovative payments technology and infrastructure.

Advantages of working with SAVA
Whatever your industry, we deliver the banking infrastructure you need to launch and grow.
Go Live in weeks
Fully compliant and one player providing all components minimising integration risks and delays.
All in one platform
Infrastructure designed for app and website development, account origination, KYC/KYB screenings, ready-to-go international payment rails, customisable card programs.
Unified Stack
Plug and play API's, full stack interoperability.
Advanced infrastructure
Scalable modern tech stack, built for billions of transactions from day one.
Use cases
See how our infrastructure and licenses enable financial services across every sector.












Get a customised platform
Seamless functional platform design
From concept to launch, we design and build websites or mobile apps that match your brand identity.
Integrated APIs for instant go-live
Connect directly to SAVA through our API’s, which enable you to launch your product quickly, whether it’s a full website or mobile app; without compromising on security or scalability.
Full functionality
Launch with the power of a bank in your pocket. Once your app or website goes live, your customers can pay, swipe, withdraw, and manage cards anytime, anywhere.

VERTEX ENGINE
FOR DEVELOPERS
The future of banking unfolded
Learn more about the future of finance and why our banking as service platform redefines the game.
ARE YOU INTERESTED?