Our Technology
Welcome to our Developer Documentation! Here, you'll find all the necessary information to integrate and work with our comprehensive banking-as-a-service (BaaS) platform. Our platform provides powerful APIs for financial businesses, offering a seamless way to launch, manage, and scale banking services.
Platform
Our platform is designed to provide everything your business needs to offer digital banking and financial services without needing to build and manage the complex infrastructure yourself. We offer APIs for:
Account Origination
Seamlessly onboard new customers.
Core Banking
Access robust banking ledgers and account management.
Store-of-Value
Securely store and manage funds.
Identity Verification
Verify Identity details and maintain KYC compliance.
E-Payments
Enable transactions across various payment rails.
Card Issuing
Create and manage virtual and physical debit and credit cards.
Spend Management
Track, analyze, and control business expenses in real-time.
Loan Origination
Launch unique credit workflows embedded into your client day-to-day touch points.
Reconciliation Frameworks
Built to manage the most complex pricing models across multiple layers (payment rails, client billing, partner networks billing and more..)
RMCP Management
Our proprietary technology [BirdsEye_] keeps your business compliant with real-time anti-money laundering and terrorist financing management.
Accounting Integrations
Build complex workflows for major accounting platforms with a unified interface.
Debit Orders Management
Activate elastic and automated debit order workflows.
Cross-border / Forex Rails
Manage international transactions and remittance efficiently.
Conversational Banking
Add Embedded finance to your LLM Agentic workflows.
Technology Audits
Review your systems and integrate new solutions to support your scaling journey.
Tech Stack
Sava is a deep tech company taking on really complex engineering feats across core banking, card and transactions processing and accounting integrations.
Framework
.Net Core & Go - Go powers are event-driven architecture complimented by .Net Core services where needed with our integration with Access Bank's financial rails.
Test Driven Development
We use TDD to ensure our event logic is to specification with our business logic before releasing changes to production.
Continuous Integration
We use an in-house CI/CD platform to ensure source code and data does not leave South Africa to comply with regulation and ensure changes are tested before release.
API Security
Decentralised JWTs used in conjunction with Nats' security architecture which uses zero-trust JWTs. No private keys are ever shared with the server.
Observability
Frontend observability is provided by Sentry and backend observability is managed by Prometheus and Grafana.
Code Storage
Source code is hosted on github
Event Streaming
We use Nats' Jetstream capabilities as our event streaming implementation with a minimum of replication factor of 3 to ensure data integrity.
Database
We rely on Nats' Jetstream as well as SQL Server for data storage.
Deployment
Our deployments are managed through Kubernetes allow us to scale resources as needed.
Technical Documentation
Our technical documentation is managed by google drive augmented by Hashicorp Hermes
/Authentication
We use OAuth 2.0 for secure and standardized authentication. You'll need to use your API key as a bearer token for all requests.
/API Overview
Each module in our platform has its own set of endpoints, each tailored to handle specific business functions. Here's a high-level overview:
/Testing Environment
Developers will be provided access to our sandbox environment to fully build out their solution. Once all integrations tests have passed, we will supply production credentials.

Getting Started
To start using our APIs, reach out to us at developers@sava.africa
//Support
For further assistance, reach out to our support team at support@sava.africa or via the developer portal's support section
Empower Your Business with Tailored Banking Solutions
Unlock new revenue streams, improve customer satisfaction, and streamline operations.